/* ============================================================
   Simply Finance — Design System
   ============================================================ */

:root {
  --navy:        #0b1f3a;
  --navy-700:    #122a4d;
  --navy-600:    #1b3a66;
  --gold:        #c9a14a;
  --gold-soft:   #e3c987;
  --ink:         #1a2333;
  --slate:       #54627a;
  --mist:        #f4f7fb;
  --line:        #e4e9f1;
  --white:       #ffffff;
  --radius:      16px;
  --radius-sm:   10px;
  --shadow:      0 18px 50px -22px rgba(11, 31, 58, 0.35);
  --shadow-soft: 0 10px 30px -18px rgba(11, 31, 58, 0.25);
  --container:   1180px;
  --ease:        cubic-bezier(0.16, 1, 0.3, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: "Sora", "Inter", sans-serif;
  line-height: 1.15;
  color: var(--navy);
  letter-spacing: -0.02em;
  font-weight: 700;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 28px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  font-family: "Sora", sans-serif;
  cursor: pointer;
  border: none;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), background 0.3s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-gold {
  background: linear-gradient(135deg, var(--gold), var(--gold-soft));
  color: var(--navy);
  box-shadow: 0 12px 26px -12px rgba(201, 161, 74, 0.7);
}
.btn-gold:hover { box-shadow: 0 18px 34px -12px rgba(201, 161, 74, 0.85); }
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255, 255, 255, 0.4);
}
.btn-outline:hover { background: rgba(255, 255, 255, 0.1); border-color: var(--white); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-600); }
.btn-ghost { background: var(--mist); color: var(--navy); }

/* ---------- Header ---------- */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  transition: background 0.4s var(--ease), box-shadow 0.4s var(--ease), padding 0.4s var(--ease);
  padding: 20px 0;
}
.site-header.scrolled {
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(14px);
  box-shadow: 0 6px 24px -16px rgba(11, 31, 58, 0.4);
  padding: 12px 0;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: "Sora", sans-serif;
  font-weight: 700;
  font-size: 1.22rem;
  color: var(--white);
  transition: color 0.4s;
}
.scrolled .brand { color: var(--navy); }
.brand .mark {
  width: 40px; height: 40px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--gold), var(--gold-soft));
  display: grid;
  place-items: center;
  color: var(--navy);
  font-weight: 800;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.brand small {
  display: block;
  font-size: 0.62rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  opacity: 0.65;
  font-family: "Inter", sans-serif;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 34px;
  list-style: none;
}
.nav-links a {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.93rem;
  font-weight: 500;
  position: relative;
  transition: color 0.3s;
}
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0; bottom: -6px;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width 0.3s var(--ease);
}
.nav-links a:hover::after,
.nav-links a.active::after { width: 100%; }
.scrolled .nav-links a { color: var(--slate); }
.scrolled .nav-links a:hover,
.scrolled .nav-links a.active { color: var(--navy); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.menu-toggle span {
  width: 26px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: 0.3s;
}
.scrolled .menu-toggle span { background: var(--navy); }

/* ---------- Services dropdown ---------- */
.has-dropdown { position: relative; }
.has-dropdown > a { display: inline-flex; align-items: center; gap: 5px; }
.caret { transition: transform 0.3s var(--ease); margin-top: 1px; }
.has-dropdown:hover .caret, .has-dropdown:focus-within .caret { transform: rotate(180deg); }
.dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(10px);
  min-width: 256px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
  padding: 8px;
  margin: 0;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), visibility 0.3s;
  z-index: 120;
}
.dropdown::before {
  content: "";
  position: absolute;
  top: -16px; left: 0; right: 0; height: 16px;
}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown {
  opacity: 1; visibility: visible; transform: translateX(-50%) translateY(8px);
}
.dropdown li { width: 100%; }
.dropdown a {
  display: block;
  padding: 11px 15px;
  border-radius: 9px;
  color: var(--slate);
  font-size: 0.9rem;
  font-weight: 500;
  white-space: nowrap;
  transition: background 0.25s, color 0.25s, padding-left 0.25s;
}
.dropdown a::after { display: none; }
.dropdown a:hover { background: var(--mist); color: var(--navy); padding-left: 19px; }
.dropdown .all-services {
  margin-top: 6px;
  border-top: 1px solid var(--line);
  color: var(--navy);
  font-weight: 600;
}

/* Mobile services submenu */
.m-sub { display: grid; padding: 4px 0 8px 16px; border-left: 2px solid rgba(201,161,74,0.4); margin: 4px 0 4px 4px; }
.m-sub a { font-size: 1rem !important; padding: 11px 0 !important; border-bottom: none !important; color: rgba(255,255,255,0.75) !important; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: radial-gradient(120% 120% at 80% 0%, var(--navy-600) 0%, var(--navy) 55%);
  color: var(--white);
  padding: 180px 0 120px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 85% 25%, rgba(201,161,74,0.18), transparent 45%),
    radial-gradient(circle at 10% 80%, rgba(27,58,102,0.6), transparent 50%);
}
.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 60px;
  align-items: center;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201, 161, 74, 0.14);
  border: 1px solid rgba(201, 161, 74, 0.35);
  color: var(--gold-soft);
  padding: 7px 16px;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 26px;
}
.hero h1 {
  color: var(--white);
  font-size: clamp(2.4rem, 5vw, 3.7rem);
  margin-bottom: 22px;
}
.hero h1 .accent {
  background: linear-gradient(120deg, var(--gold-soft), var(--gold));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.hero p.lead {
  font-size: 1.13rem;
  color: rgba(255, 255, 255, 0.78);
  max-width: 540px;
  margin-bottom: 36px;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats {
  display: flex;
  gap: 38px;
  margin-top: 54px;
  padding-top: 34px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}
.hero-stats .num {
  font-family: "Sora", sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold-soft);
}
.hero-stats .lbl {
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.6);
}

/* Hero visual card */
.hero-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 24px;
  padding: 30px;
  backdrop-filter: blur(8px);
  box-shadow: var(--shadow);
}
.hero-card h4 { color: var(--white); font-size: 1.05rem; margin-bottom: 4px; }
.hero-card .sub { font-size: 0.82rem; color: rgba(255,255,255,0.55); margin-bottom: 22px; }
.hc-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 15px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.09);
}
.hc-row:first-of-type { border-top: none; }
.hc-icon {
  width: 42px; height: 42px;
  border-radius: 11px;
  background: rgba(201, 161, 74, 0.16);
  color: var(--gold-soft);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.hc-row .t { color: var(--white); font-weight: 600; font-size: 0.92rem; }
.hc-row .d { color: rgba(255,255,255,0.55); font-size: 0.78rem; }
.hc-row .val { margin-left: auto; color: var(--gold-soft); font-weight: 700; font-family: "Sora",sans-serif; }

/* ---------- Section scaffolding ---------- */
section { padding: 100px 0; }
.section-head { max-width: 640px; margin: 0 auto 56px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }
.eyebrow {
  display: inline-block;
  color: var(--gold);
  font-weight: 700;
  font-size: 0.8rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.section-head h2 { font-size: clamp(1.9rem, 3.5vw, 2.7rem); margin-bottom: 16px; }
.section-head p { color: var(--slate); font-size: 1.05rem; }

/* ---------- Trust bar ---------- */
.trust { background: var(--mist); padding: 44px 0; }
.trust-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-row .label { color: var(--slate); font-weight: 600; font-size: 0.9rem; }
.trust-pills { display: flex; gap: 14px; flex-wrap: wrap; }
.trust-pill {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 10px 20px;
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--navy);
  box-shadow: var(--shadow-soft);
}

/* ---------- Services grid ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), border-color 0.4s;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 100%; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-soft));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s var(--ease);
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: transparent;
}
.service-card:hover::before { transform: scaleX(1); }
.service-card .ic {
  width: 54px; height: 54px;
  border-radius: 14px;
  background: var(--mist);
  color: var(--gold);
  display: grid; place-items: center;
  margin-bottom: 20px;
  transition: background 0.4s, color 0.4s;
}
.service-card:hover .ic { background: var(--navy); color: var(--gold-soft); }
.service-card h3 { font-size: 1.13rem; margin-bottom: 10px; }
.service-card p { color: var(--slate); font-size: 0.92rem; }
.service-card .more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 16px;
  color: var(--navy);
  font-weight: 600;
  font-size: 0.85rem;
}
.service-card .more svg { transition: transform 0.3s; }
.service-card:hover .more svg { transform: translateX(4px); }

/* ---------- About split ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.split.narrow-left { grid-template-columns: 0.9fr 1.1fr; }
.about-visual {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  background: linear-gradient(160deg, var(--navy), var(--navy-600));
  min-height: 420px;
  padding: 40px;
  color: var(--white);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  box-shadow: var(--shadow);
}
.about-visual .badge {
  position: absolute;
  top: 30px; right: 30px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 14px;
  padding: 16px 20px;
  text-align: center;
  font-family: "Sora", sans-serif;
}
.about-visual .badge .b-num { font-size: 1.8rem; font-weight: 800; line-height: 1; }
.about-visual .badge .b-lbl { font-size: 0.66rem; text-transform: uppercase; letter-spacing: 0.08em; }
.about-visual h3 { color: var(--white); font-size: 1.5rem; margin-bottom: 10px; }
.about-visual p { color: rgba(255,255,255,0.7); font-size: 0.95rem; }
.about-text h2 { font-size: clamp(1.8rem, 3.2vw, 2.5rem); margin-bottom: 18px; }
.about-text > p { color: var(--slate); margin-bottom: 22px; }
.feature-list { list-style: none; display: grid; gap: 16px; margin-bottom: 30px; }
.feature-list li { display: flex; gap: 14px; align-items: flex-start; }
.feature-list .chk {
  width: 26px; height: 26px;
  border-radius: 8px;
  background: rgba(201,161,74,0.15);
  color: var(--gold);
  display: grid; place-items: center;
  flex-shrink: 0;
  margin-top: 2px;
}
.feature-list strong { color: var(--navy); display: block; font-family: "Sora",sans-serif; }
.feature-list span { color: var(--slate); font-size: 0.9rem; }

/* ---------- Why choose / pillars ---------- */
.pillars { background: var(--navy); color: var(--white); }
.pillars .section-head h2 { color: var(--white); }
.pillars .section-head p { color: rgba(255,255,255,0.65); }
.pillar-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.pillar {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform 0.4s var(--ease), background 0.4s;
}
.pillar:hover { transform: translateY(-6px); background: rgba(255,255,255,0.07); }
.pillar .ic {
  width: 52px; height: 52px;
  border-radius: 13px;
  background: rgba(201,161,74,0.16);
  color: var(--gold-soft);
  display: grid; place-items: center;
  margin-bottom: 18px;
}
.pillar h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 9px; }
.pillar p { color: rgba(255,255,255,0.62); font-size: 0.9rem; }

/* ---------- Stats strip ---------- */
.stats-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.stat-box { padding: 20px; }
.stat-box .num {
  font-family: "Sora", sans-serif;
  font-size: clamp(2.2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--navy);
}
.stat-box .num .accent { color: var(--gold); }
.stat-box .lbl { color: var(--slate); font-weight: 500; }

/* ---------- Process ---------- */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step;
}
.process-step { position: relative; padding-top: 10px; }
.process-step .step-num {
  font-family: "Sora", sans-serif;
  font-size: 2.6rem;
  font-weight: 800;
  color: var(--line);
  line-height: 1;
  margin-bottom: 14px;
}
.process-step h3 { font-size: 1.1rem; margin-bottom: 8px; }
.process-step p { color: var(--slate); font-size: 0.9rem; }

/* ---------- Testimonials ---------- */
.test-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.test-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: var(--shadow-soft);
}
.test-card .stars { color: var(--gold); margin-bottom: 14px; letter-spacing: 2px; }
.test-card p { color: var(--ink); font-size: 0.96rem; margin-bottom: 22px; }
.test-author { display: flex; align-items: center; gap: 13px; }
.test-author .av {
  width: 46px; height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-600));
  color: var(--gold-soft);
  display: grid; place-items: center;
  font-family: "Sora", sans-serif;
  font-weight: 700;
}
.test-author .nm { font-weight: 700; color: var(--navy); font-size: 0.92rem; font-family:"Sora",sans-serif; }
.test-author .rl { color: var(--slate); font-size: 0.8rem; }

/* ---------- FAQ ---------- */
.faq-wrap { max-width: 820px; margin: 0 auto; }
.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  margin-bottom: 14px;
  overflow: hidden;
  background: var(--white);
  transition: box-shadow 0.3s;
}
.faq-item.open { box-shadow: var(--shadow-soft); }
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 22px 24px;
  font-family: "Sora", sans-serif;
  font-weight: 600;
  font-size: 1.02rem;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq-q .plus {
  flex-shrink: 0;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--mist);
  color: var(--navy);
  display: grid; place-items: center;
  font-size: 1.2rem;
  transition: transform 0.35s var(--ease), background 0.3s, color 0.3s;
}
.faq-item.open .plus { transform: rotate(45deg); background: var(--gold); color: var(--navy); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s var(--ease); }
.faq-a p { padding: 0 24px 22px; color: var(--slate); }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--navy), var(--navy-600));
  border-radius: 26px;
  padding: 64px 56px;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow);
}
.cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(201,161,74,0.22), transparent 45%);
}
.cta-band > * { position: relative; z-index: 2; }
.cta-band h2 { color: var(--white); font-size: clamp(1.8rem, 3.5vw, 2.6rem); margin-bottom: 14px; }
.cta-band p { color: rgba(255,255,255,0.75); max-width: 560px; margin: 0 auto 30px; font-size: 1.05rem; }
.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  background: linear-gradient(135deg, var(--navy), var(--navy-600));
  color: var(--white);
  padding: 160px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 10%, rgba(201,161,74,0.18), transparent 45%);
}
.page-hero > .container { position: relative; z-index: 2; }
.page-hero h1 { color: var(--white); font-size: clamp(2.1rem, 4.5vw, 3.2rem); margin-bottom: 14px; }
.page-hero p { color: rgba(255,255,255,0.72); max-width: 580px; margin: 0 auto; font-size: 1.08rem; }
.breadcrumb {
  display: inline-flex;
  gap: 8px;
  align-items: center;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  margin-bottom: 18px;
}
.breadcrumb a { color: var(--gold-soft); }

/* ---------- Contact ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
  align-items: start;
}
.contact-info-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px 34px;
  box-shadow: var(--shadow);
}
.contact-info-card h3 { color: var(--white); margin-bottom: 8px; }
.contact-info-card > p { color: rgba(255,255,255,0.65); margin-bottom: 30px; font-size: 0.95rem; }
.ci-row { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 24px; }
.ci-row .ic {
  width: 46px; height: 46px;
  border-radius: 12px;
  background: rgba(201,161,74,0.16);
  color: var(--gold-soft);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.ci-row .ci-label { font-size: 0.76rem; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.5); }
.ci-row .ci-val { color: var(--white); font-weight: 600; }
.ci-row .ci-val a:hover { color: var(--gold-soft); }
.contact-socials { display: flex; gap: 12px; margin-top: 34px; padding-top: 26px; border-top: 1px solid rgba(255,255,255,0.12); }
.contact-socials a {
  width: 42px; height: 42px;
  border-radius: 11px;
  background: rgba(255,255,255,0.08);
  display: grid; place-items: center;
  color: var(--white);
  transition: background 0.3s, transform 0.3s;
}
.contact-socials a:hover { background: var(--gold); color: var(--navy); transform: translateY(-3px); }

.form-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 40px 34px;
  box-shadow: var(--shadow-soft);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 20px; }
.field label { display: block; font-weight: 600; font-size: 0.88rem; color: var(--navy); margin-bottom: 8px; font-family:"Sora",sans-serif; }
.field input, .field textarea, .field select {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.95rem;
  color: var(--ink);
  transition: border-color 0.3s, box-shadow 0.3s;
  background: var(--white);
}
.field input:focus, .field textarea:focus, .field select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(201,161,74,0.12);
}
.field textarea { resize: vertical; min-height: 130px; }
.form-note { font-size: 0.82rem; color: var(--slate); margin-top: 14px; }
.form-success {
  display: none;
  background: rgba(46, 160, 100, 0.1);
  border: 1px solid rgba(46, 160, 100, 0.3);
  color: #1f7a4d;
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  font-weight: 600;
  font-size: 0.92rem;
}
.form-success.show { display: block; }

/* ---------- Map ---------- */
.map-wrap { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-soft); border: 1px solid var(--line); }
.map-wrap iframe { width: 100%; height: 360px; border: 0; display: block; }

/* ---------- Team ---------- */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.team-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  text-align: center;
  padding: 36px 26px 30px;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
}
.team-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.team-card .photo {
  width: 110px; height: 110px;
  border-radius: 50%;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, var(--navy), var(--navy-600));
  color: var(--gold-soft);
  display: grid; place-items: center;
  font-family: "Sora", sans-serif;
  font-size: 1.9rem;
  font-weight: 700;
}
.team-card h3 { font-size: 1.15rem; margin-bottom: 4px; }
.team-card .role { color: var(--gold); font-weight: 600; font-size: 0.88rem; margin-bottom: 12px; }
.team-card p { color: var(--slate); font-size: 0.9rem; }

/* ---------- Values cards (about) ---------- */
.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.value-card {
  background: var(--mist);
  border-radius: var(--radius);
  padding: 32px 28px;
}
.value-card .ic {
  width: 50px; height: 50px;
  border-radius: 13px;
  background: var(--white);
  color: var(--gold);
  display: grid; place-items: center;
  margin-bottom: 18px;
  box-shadow: var(--shadow-soft);
}
.value-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.value-card p { color: var(--slate); font-size: 0.93rem; }

/* ---------- Service detail list ---------- */
.svc-detail-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.svc-detail {
  display: flex;
  gap: 22px;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  transition: box-shadow 0.4s var(--ease), transform 0.4s var(--ease);
}
.svc-detail:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.svc-detail .ic {
  width: 58px; height: 58px;
  border-radius: 15px;
  background: var(--navy);
  color: var(--gold-soft);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.svc-detail h3 { font-size: 1.2rem; margin-bottom: 8px; }
.svc-detail p { color: var(--slate); font-size: 0.93rem; margin-bottom: 14px; }
.svc-detail ul { list-style: none; display: grid; gap: 7px; }
.svc-detail ul li { display: flex; gap: 9px; align-items: center; font-size: 0.88rem; color: var(--ink); }
.svc-detail ul li::before { content: "✓"; color: var(--gold); font-weight: 800; }
.svc-detail .more {
  display: inline-flex; align-items: center; gap: 6px;
  margin-top: 18px; color: var(--navy); font-weight: 600; font-size: 0.88rem;
  font-family: "Sora", sans-serif;
}
.svc-detail .more svg { transition: transform 0.3s; }
.svc-detail:hover .more svg { transform: translateX(4px); }
.svc-detail .more:hover { color: var(--gold); }

/* ---------- Service detail page ---------- */
.svc-layout { display: grid; grid-template-columns: 1fr 340px; gap: 56px; align-items: start; }
.svc-main .svc-block { margin-bottom: 46px; }
.svc-main .svc-block:last-child { margin-bottom: 0; }
.svc-main h2 { font-size: clamp(1.5rem, 2.6vw, 1.95rem); margin-bottom: 14px; }
.svc-main h3 { font-size: 1.15rem; margin: 22px 0 8px; }
.svc-block > p { color: var(--slate); margin-bottom: 15px; }
.svc-block > p:last-child { margin-bottom: 0; }
.svc-lead { font-size: 1.12rem; color: var(--ink) !important; }
.ticks { list-style: none; display: grid; gap: 11px; margin: 18px 0; }
.ticks li { display: flex; gap: 11px; align-items: flex-start; color: var(--ink); font-size: 0.96rem; }
.ticks li::before { content: "✓"; color: var(--gold); font-weight: 800; margin-top: 1px; flex-shrink: 0; }
.svc-subgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 18px; }
.svc-mini { background: var(--mist); border-radius: var(--radius-sm); padding: 24px; }
.svc-mini h4 { font-size: 1.05rem; margin-bottom: 7px; }
.svc-mini p { color: var(--slate); font-size: 0.89rem; }
.pull-quote {
  border-left: 3px solid var(--gold);
  padding: 6px 0 6px 22px;
  margin: 24px 0;
  font-family: "Sora", sans-serif;
  font-size: 1.15rem;
  color: var(--navy);
  font-style: italic;
}

.svc-sidebar { position: sticky; top: 104px; display: grid; gap: 22px; }
.sidebar-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.sidebar-card > h4 { margin-bottom: 16px; font-size: 1.05rem; }
.sidebar-nav { display: grid; }
.sidebar-nav a {
  display: flex; justify-content: space-between; align-items: center;
  padding: 12px 0; border-top: 1px solid var(--line);
  color: var(--slate); font-weight: 500; font-size: 0.92rem;
  transition: color 0.3s, padding 0.3s;
}
.sidebar-nav a:first-child { border-top: none; }
.sidebar-nav a:hover { color: var(--navy); padding-left: 5px; }
.sidebar-nav a svg { color: var(--gold); opacity: 0; transition: opacity 0.3s; }
.sidebar-nav a:hover svg { opacity: 1; }
.sidebar-card.dark { background: var(--navy); color: var(--white); border: none; box-shadow: var(--shadow); }
.sidebar-card.dark h4 { color: var(--white); margin-bottom: 8px; }
.sidebar-card.dark p { color: rgba(255,255,255,0.7); font-size: 0.9rem; margin-bottom: 18px; }
.sidebar-card.dark .btn { width: 100%; justify-content: center; }
.sidebar-contact { display: grid; gap: 14px; margin-top: 4px; }
.sidebar-contact a, .sidebar-contact span { display: flex; gap: 11px; align-items: center; color: rgba(255,255,255,0.85); font-size: 0.9rem; }
.sidebar-contact svg { color: var(--gold-soft); flex-shrink: 0; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  padding: 70px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: 44px;
  margin-bottom: 50px;
}
.footer-brand .brand { color: var(--white); margin-bottom: 18px; }
.footer-brand p { font-size: 0.92rem; max-width: 320px; margin-bottom: 22px; }
.footer-socials { display: flex; gap: 12px; }
.footer-socials a {
  width: 40px; height: 40px;
  border-radius: 11px;
  background: rgba(255,255,255,0.08);
  display: grid; place-items: center;
  color: var(--white);
  transition: background 0.3s, transform 0.3s;
}
.footer-socials a:hover { background: var(--gold); color: var(--navy); transform: translateY(-3px); }
.footer-col h4 {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 18px;
}
.footer-col ul { list-style: none; display: grid; gap: 11px; }
.footer-col ul a { font-size: 0.91rem; transition: color 0.3s; }
.footer-col ul a:hover { color: var(--gold-soft); }
.footer-contact li { display: flex; gap: 11px; font-size: 0.91rem; margin-bottom: 13px; align-items: flex-start; }
.footer-contact svg { color: var(--gold); flex-shrink: 0; margin-top: 3px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 26px;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 0.85rem;
}

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.visible { opacity: 1; transform: none; }

/* ---------- Mobile nav panel ---------- */
.mobile-nav {
  position: fixed;
  inset: 0;
  background: var(--navy);
  z-index: 200;
  transform: translateX(100%);
  transition: transform 0.45s var(--ease);
  display: flex;
  flex-direction: column;
  padding: 30px 28px;
}
.mobile-nav.open { transform: none; }
.mobile-nav .mn-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 40px; }
.mobile-nav .close-btn { background: none; border: none; color: var(--white); font-size: 2rem; cursor: pointer; line-height: 1; }
.mobile-nav a { color: var(--white); font-family: "Sora", sans-serif; font-size: 1.4rem; padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,0.1); }
.mobile-nav .btn { margin-top: 24px; justify-content: center; }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero-card { max-width: 460px; }
  .services-grid, .pillar-grid, .process-grid, .stats-strip { grid-template-columns: repeat(2, 1fr); }
  .split, .split.narrow-left { grid-template-columns: 1fr; gap: 40px; }
  .test-grid, .team-grid, .values-grid { grid-template-columns: 1fr 1fr; }
  .svc-detail-grid { grid-template-columns: 1fr; }
  .svc-layout { grid-template-columns: 1fr; gap: 40px; }
  .svc-sidebar { position: static; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (max-width: 640px) {
  section { padding: 70px 0; }
  .nav-links, .nav-cta .btn { display: none; }
  .menu-toggle { display: flex; }
  .services-grid, .pillar-grid, .process-grid, .stats-strip,
  .test-grid, .team-grid, .values-grid, .footer-grid { grid-template-columns: 1fr; }
  .svc-subgrid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .hero { padding: 140px 0 90px; }
  .hero-stats { gap: 24px; flex-wrap: wrap; }
  .cta-band { padding: 44px 26px; }
  .footer-bottom { flex-direction: column; }
}